Do you know what’s on your CoreLogic TeleTrack report?

Were you turned down for a payday loan or cash advance because of them? ]

Here’s what you need to know – and how to get a free TeleTrack report from CoreLogic…

TeleTrack (not TeleCheck) is a consumer reporting agency (CRA), owned by CoreLogic, that’s payday lenders, cash advance sites, and rent-to-own companies use.

Your TeleTrack report tells lenders:

  • How many payday loans you applied for
  • How many loans you have out
  • If you have any loan chargeoffs
  • If you’ve been sued by landlords
  • If you filed for bankruptcy

You may wonder…

“Will I Be Turned Down for a Loan Because of a Bad TeleTrack Report?”

Not always.

If you defaulted on a loan before, some lenders will approve you – especially if it happened long ago and/or you eventually paid back the loan.

And if you filed for bankruptcy before, you’ll probably still get approved if you earn a steady income.

What About “No TeleTrack” Payday Loans?

Most no TeleTrack loan sites are scams.

They’re not direct lenders.  They take your application and sell your confidential personal information to a bunch of lenders.

And the scary part is – you have no idea if it’s sold to honest lenders or shady offshore payday lenders (which is more often the case.)

Most non-TeleTrack sites prey on people’s misconceptions.

Instead of risking getting scammed by a no teletrack cash advance site, get the best payday loan you can by applying with one of the honest, state-licensed lenders reviewed on this site.

TeleTrack Do’s and Don’ts

If you’re worried about being turned-down for loans because of Teletrack, follow these tips:

Tip #1 – NEVER apply for More Than One Loan at Once

Cash advance companies can see if you’ve applied for other loans (and if you have loans out.)  Too many applications in a 30-day span looks suspicious.

Apply for one payday loan at a time, and only apply elsewhere if you’re turned-down.

Tip #2 – Give Accurate Information

Payday lenders will verify you are who you say you are using various databases.

So give them accurate employment information (including employment history), a correct phone number (i.e. if they ask for “home phone”, don’t list your cell phone number – unless it’s your only number) and a valid address.

How to Get Your TeleTrack Report

There are two ways to get it:

  1. Print and mail this request form to CoreLogic, or
  2. Call TeleTrack at 1-877-309-5226.

Next Step >> Check out our Payday Loan Reviews page to find out which lenders offer the fastest approvals, biggest loans and lowest rates (bad credit / TeleTrack issues ok)…